Albert
A budgeting and banking app with Genius, an AI financial assistant that creates your budget and can move set-aside money to savings.
Keep in mind: AI assistant can make mistakes; output provided as is Developer states
Track spending and budget with AI
8 apps in this collection help you track spending and budget with AI: Albert, Cleo, Copilot Money, Monarch Money, Origin, Quicken Simplifi, Rocket Money and Tendi. All of them list iOS as platforms, according to their developers.
Compare the options
| App | Agent · hands-on test | Platforms | Pricing | Checked |
|---|---|---|---|---|
| Albert | Plans multi-step tasksDeveloper states · Not yet tested by us | iOSAndroid | Subscription | Nov 4, 2026 |
| Cleo | Assistant: answers and suggestsDeveloper states · Not yet tested by us | iOSAndroid | Pricing not yet verified | Nov 4, 2026 |
| Copilot Money | Plans multi-step tasksDeveloper states · Not yet tested by us | iOSWebDesktop | Subscription | Nov 4, 2026 |
| Monarch Money | Assistant: answers and suggestsDeveloper states · Not yet tested by us | iOSAndroid | Subscription | Nov 4, 2026 |
| Origin | Assistant: answers and suggestsDeveloper states · Not yet tested by us | iOSAndroid | Pricing not yet verified | Nov 4, 2026 |
| Quicken Simplifi | Plans multi-step tasksDeveloper states · Not yet tested by us | iOSAndroidWeb | Subscription | Nov 4, 2026 |
| Rocket Money | Acts on your behalfDeveloper states · Not yet tested by us | iOSAndroidMessaging apps | Freemium | Nov 4, 2026 |
| Tendi | Assistant: answers and suggestsDeveloper states · Not yet tested by us | iOS | Freemium | Nov 4, 2026 |
Unless a label says otherwise, facts are what each developer states, checked on the date shown. Languages, limits and sources are on each app’s page.
What we haven’t verified
- Pricing not yet verified for Cleo and Origin.
- Albert, Cleo, Copilot Money, Monarch Money, Origin, Quicken Simplifi, Rocket Money and Tendi are not yet tested by us; their facts are what the developer states.
Notes on each app
Cleo
An AI money coach you chat with about budgeting, saving and your spending, with optional cash advance and savings features.
Keep in mind: Insights are informational, not financial advice Developer states
Copilot Money
A budgeting and spending tracker for US accounts, with an AI Money Assistant that builds a starting budget and makes approved in-app changes.
Keep in mind: Money Assistant is currently iPhone only Developer states
Monarch Money
A budgeting and money-tracking app with AI transaction categorisation and an in-app AI Assistant, for individuals and couples.
Keep in mind: Read-only: the app does not move money Developer states
Origin
A money app for tracking spending and budgets, with an AI Advisor that answers questions and builds AI budgets from your habits.
Keep in mind: App Store age rating 4+ (Google Play: Everyone) Developer states
Quicken Simplifi
A budgeting and spending-plan app with Quicken AI chat that explains spending, recategorises transactions and creates goals on request.
Keep in mind: AI does not give personalised investment advice, trade or move money Developer states
Rocket Money
A budgeting and subscription-tracking app with Rowan, an AI assistant you text that can cancel subscriptions and lower bills for you.
Keep in mind: AI assistant Rowan requires Premium+ Developer states
Tendi
A private, on-device money coach for iPhone that imports statements, categorises transactions and answers budget questions with an AI coach.
Keep in mind: No bank connection; works from imported statements Developer states
Apps are listed in alphabetical order; order is not a ranking. Facts come from each app’s sources, shown on its profile. How we check apps.