Rocket Money

by Rocket Money · in Track spending and budget with AI

A budgeting and subscription-tracking app with Rowan, an AI assistant you text that can cancel subscriptions and lower bills for you.

In short

  • People who want to track spending and have an AI assistant handle subscription cancellations and bill negotiations by text.
  • Available on iOS, Android, Messaging apps (developer states).
Agent level
Acts on your behalfDeveloper states · checked Nov 4, 2026Developer doesn’t say whether you confirm first
Developer
Rocket Money Developer states
Platforms
iOSAndroidMessaging appsDeveloper states
Pricing
Freemium Developer states
Interface languages
English Developer states
Regions
Not yet verified
Setup
Not yet verified
Hands-on test
Developer states · Not yet tested by us
Sources checked
Nov 4, 2026

What it does

Developer states · checked Nov 4, 2026 for all 4 below

  • Cancel subscriptions and negotiate bills via the AI assistant
  • Send financial summaries and warn of price increases
  • Create a monthly budget and track spending by category
  • Find and track subscriptions

You provide: text

Before you try

Developer states · checked Nov 4, 2026 for all 3 below

  • AI assistant Rowan requires Premium+
  • App Store age rating 4+ (Google Play: Everyone)
  • Terms: users must be at least 18

Capabilities come from the developer and are not a guarantee of performance in your situation.

Pricing

Freemium Developer states · checked Nov 4, 2026

Cost and cancelling

Real cost over 12 months
Not yet verified
Cancelling
Not yet verified
Refunds
Not yet verified
Paywall
Not yet verified
Pressure tactics we saw
Not yet verified

What you actually pay and how easy it is to leave, from our hands-on test. Facts only, no score.

Sources and editorial notes

No rating is assigned. Labels show where each statement comes from: “Developer states” means the app’s own published information.

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