Cleo

by Cleo AI Ltd · in Track spending and budget with AI

An AI money coach you chat with about budgeting, saving and your spending, with optional cash advance and savings features.

In short

  • People who want to ask questions about their spending and budget in a chat.
  • Available on iOS, Android (developer states).

Facts

meetcleo.com
Agent level
Assistant: answers and suggestsDeveloper states · checked Nov 4, 2026
Developer
Cleo AI Ltd Developer states
Platforms
iOSAndroidDeveloper states
Pricing
Pricing not yet verified
Interface languages
English Developer states
Regions
Not yet verified
Setup
Not yet verified
Hands-on test
Developer states · Not yet tested by us
Sources checked
Nov 4, 2026

What it does

Developer states · checked Nov 4, 2026 for all 4 below

  • Answer questions about your finances in a chat
  • Build a personalised roadmap toward financial goals
  • Budget and save
  • Cash advance subject to eligibility (regulated product, not an AI feature)

You provide: text

Before you try

Developer states · checked Nov 4, 2026 for all 3 below

  • Insights are informational, not financial advice
  • iOS app is for iPhone only
  • App Store age rating 9+ (Google Play: Teen)

Capabilities come from the developer and are not a guarantee of performance in your situation.

Pricing

Pricing not yet verified

An unknown price does not mean the app is free. Check current terms on the official website.

Cost and cancelling

Real cost over 12 months
Not yet verified
Cancelling
Not yet verified
Refunds
Not yet verified
Paywall
Not yet verified
Pressure tactics we saw
Not yet verified

What you actually pay and how easy it is to leave, from our hands-on test. Facts only, no score.

Sources and editorial notes

No rating is assigned. Labels show where each statement comes from: “Developer states” means the app’s own published information.

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